Well the plan is to work overseas 28 days out with 28 off , you pay no tax bringing your paychecks into Panama so I could get ahead very fast , buy a place there put some $$ away and retire in maybe 5-6 years , it would take 50 years to do the same thing here . There is also a ton of opportunity in Panama but you have to create your own job , the area I am looking at has a need for locksmith services as there is no one in the area to do that but the pay would be relatively low