....and that's only part of the story. I live in Florida which ranks 39/21 depending on which way you want to look at it. What you don't see is the insurance costs. My house insurance, which is considered low, will be $4200 this year!!! And I haven't had a storm/hurricane claim since Hurricane Andrew (and the eyes of Katrina and Wilma both went right over my house).
As JCW indicated before, do your homework before you move - it may save you a lot in the long run.
fantum