A women walked into the insurance office and said to the man behind the counter, "I would like to make a claim on my personal accident insurance policy"
He grabbed a form from his desk and said, "Certainly ma'am - name, address, policy number, etc." and as he came to "result of accident."
She said, "I'm pregnant."
He put down his pen and said, "I'm sorry ma'am but you cannot claim on your accident policy for that."
She said "But it was an accident."
He said, "Listern, lady, pregnacy is caused by a voluntary act between two consenting adults and cannot possibly be classed as an accident."
She again said, "I'm telling you this
WAS an accident."
He said, "All right then - how did it happen?"
She explained," We were all playing
LEAPFROG at a nudist picnic."
