I've used State Farm classic car insurance for years but have been nervous about their stated value versus agreed value terms. Also, they don't accept values without an appraisal.
Now that my T/A is home and 90% done, I need to get the insurance up to accurate value and it seems like a good time to do it right, the cost of having an appraiser come over to see the car would cover a good chunk of a years coverage at a collector car insurance company. I got quotes from Hagerty, Grundy and Heacock, and Heacock looks to be over 25% less than either of those others, with Hagerty being the most expensive.
I just wondered if anyone uses them or has heard any stories good or bad? I've heard great stories about Hagerty but it's difficult to justify spending over $700 for them when Heacock is under $500 for the same value coverage!
