Wow... wouldn't expect .020 to make that much change... I'll see if I can give you a clearance value for mine... can't get it this afternoon, though...
Supplier variation could be biggest culprit... I'd get a different cap/rotor combo from another company... I don't recognize the 'Standard' company on the box in your picture...
I'll also see if I can get measurement from rotor tip to dizzy housing, just so you know how high mine sits, and then one from mounting lip of cap to one of the plug towers inside...