Got My Insurance; Going with JC Taylor

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    Author Topic: Got My Insurance; Going with JC Taylor  (Read 2341 times)

    Offline Prowler Orange Challenger

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    Got My Insurance; Going with JC Taylor
    « on: January 02, 2006 - 09:30:13 AM »
    Well, after checking out insurance for my 71 Challenger for a 25 year old with a clean driving record and hopefully it will stay that way Hagerty is charging me $693 a year on a estimated $22,000 value for my car. Do you folks thinks that a little high? Grundy wants an estimated $310 for it. Hmmm, I don't know. Decisions, Decisions. But I hear Hagerty is better. Opinions?
    « Last Edit: January 04, 2006 - 01:26:48 AM by dakotavert4x4 »
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    Offline chevyconvert

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #1 on: January 02, 2006 - 09:43:40 AM »
    if it's an original car that is garaged, JC Taylor would be less than $200.00/year for full coverage. I've used 'em since 1982....
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    Eric
    '70 Hemi Orange RT/SE 440 Six Pack Pistol-Grip 4 speed
    Bay Area California

    Offline 68 A

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #2 on: January 02, 2006 - 09:59:33 AM »
    i wish thats all mine was. for my 70 dart that i paid 3,500 for with points on my license under my parents insurace was $1,700 / year. ouch
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    Offline chevyconvert

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #3 on: January 02, 2006 - 10:10:01 AM »
    Try Taylor, nice people.
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    Eric
    '70 Hemi Orange RT/SE 440 Six Pack Pistol-Grip 4 speed
    Bay Area California

    Offline Rev-It-Up

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #4 on: January 02, 2006 - 10:16:14 AM »
    We have Grundy because Haggerty wouldn't insure us because my 19 year old son had a speeding ticket 2 years ago.  They said since he's still officially living in our house (he's off at college now), that he could legally drive the car.  We told them we would sign a waiver saying that he would never drive the car...nope, they wouldn't do it.  So Grundy gladly accepted us for 320 a year for $50K of coverage.  I have heard some stories about Grundy being really slow to make good on claims, but what else could we do?

    I have never heard of Taylor.  Next year when its time to renew I'll give them a call. Thanks.
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    Offline chevyconvert

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #5 on: January 02, 2006 - 11:11:14 AM »
    JC Taylor has been around forever. They may have started the whole antique auto insurance sector.
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    Eric
    '70 Hemi Orange RT/SE 440 Six Pack Pistol-Grip 4 speed
    Bay Area California

    Offline Killer_Mopar

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #6 on: January 02, 2006 - 11:57:06 AM »
    When I had my challenger running I paid around 135 a year for 15k coverage and was limited to 3,000 miles a year (was 16 at the time), but in all fairness the car was in my dad's name but the insurance company was aware that I was the driver. My dad now pays 235 a year for 26k coverage on his challenger and I am still allowed to drive it. I think our rates are a lot cheaper than most because we only deal with that insurance company. Also, I have never had a ticket and the rest of the family averages one every 10 years......
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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #7 on: January 02, 2006 - 12:00:01 PM »
     I went with Grundy too.  I've heard good and bad with several of these insurers.  The beast is insured for 79K and it is $543.00 per year.  Clean driving reord.  I haven't had to file a claim yet-(hopefully I won't).  If I do, I'll let ya'll know how it was handled.    :cooldancing:  ...............Oldschool
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    Offline MEK-Dangerfield

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #8 on: January 02, 2006 - 12:44:21 PM »
    I'm with Grundy too. The thing I like is my premium has been the same for 5 years now(when I bought my car)... unlike the insurance on my daily driver.  :stomp: :stomp: :stomp:

      Mike
    « Last Edit: January 02, 2006 - 12:45:57 PM by MEKrunner »
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    Mike

    1970 Challenger - SOLD
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    Offline Prowler Orange Challenger

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #9 on: January 02, 2006 - 01:58:11 PM »
    Thanks everyone. Looks like I'll be going with JC Taylor for insurance. $406 an esitmated a year for a $25000 policy.
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    Offline chevyconvert

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #10 on: January 02, 2006 - 03:47:09 PM »
     :thumbsup: Still sounds a little high. is yours modified or ?
     I just got $42K coverage for $300+ a month ago. Maybe because it's a second vehicle insured with them and I can only drive one at a time.
    :dunno:
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    Eric
    '70 Hemi Orange RT/SE 440 Six Pack Pistol-Grip 4 speed
    Bay Area California

    Offline BIGSHCLUNK

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #11 on: January 02, 2006 - 04:21:52 PM »
    Is Taylor licensed in the midwest? I never heard of them.
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    Offline Prowler Orange Challenger

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #12 on: January 02, 2006 - 04:28:20 PM »
    Yes it is a modified because it doesn't have the numbers matching engine and a lot of R/T parts.
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    Offline chevyconvert

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #13 on: January 02, 2006 - 05:42:56 PM »
    Did they say non numbers engine made a difference? Usually they just want to know if the H.P. has been changed..i.e. modified hot rods/pro street cars vs. a stock type car.
    Is there any insurance experts out there ?
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    Eric
    '70 Hemi Orange RT/SE 440 Six Pack Pistol-Grip 4 speed
    Bay Area California

    Offline Mopar73340

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    Re: This Seems Kind of Expensive; What Do You Folks Think?
    « Reply #14 on: January 02, 2006 - 06:21:54 PM »
    That sounds a little high but it's probably your age comming into play. I have Hagerty and they have been great so far. Haven't had to file any claims.  Can't say that for Grundy. It took them 2 months just to send verification of an address change. I'd hate to see how long it would take them to respond if I needed to file a claim. A freind of mine hit a deer a few years back and Hagerty took care of him within a week or two. Needless to say I swithched to Hagerty right after that and will never use Grundy again.
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