Insurance for my Challenger -- Any suggestions?

[nivvy]

Do you list your car as original or modified....

[mr.mopar]

here in norway it cost $105 if your car is older than 30 year,hotrods cost $330.and the limit is 3750 miles on both. i was driving 6250 miles last year with my 34 plymouth hotrod. use your cars,they are made for driving.

[VTMopar]

Thanks for all the thoughts!   I think I'll give them both a try and see the differences!

Vermont MOPAR

[Jacksboys]

Do you list your car as original or modified....

[MJS73]

I have an antique vehicle policy through State Farm

Me, too.

Mike

[Katfish]

I don't know if this is for me, but American Collector didn't ask.  Just gave them the VIN.  I suppose this could be a problem if your 426 Hemi got stolen from your original /6 car.  But this is where the agreed value comes in.

[ntstlgl1970]

$112 a year through American Collectors Insurance. They do have a mileage limit as stated before, but in the last 10 years I have only put 8000 miles on the car. Plus they will insure your car even if it isn't finished. Hagerty turned me down for a policy because my car wasn't painted or complete enough - something like that. If you are a USAA member they don't even ask for photos! Previously had Allstate, but they changed something on their early modle car coverage so I couldn't insure through them anymore. Had AAA in the 80's and they wanted to total my car out after I rear ended a mustang ($500 damage at the time) glad I didn't take the money on that one!

[Kapteenikosmos]

Here in Finland the insurance is something between 400 to 800 euros (~550-1000$ per year) depending on the options if you cannot get your car registered as museum (collectors) car. Insurance for museum car is something like 200$ or so with limited usage days per year but the laws to pass the car as museum car are very strickt and the parts used on the car must be almost 100% original. 

[70RTdroptop]

What are the policies of these various collector car insurance companies as regards actually driving / showing them? I know some companies will only cover you if you are actually in the car for like a show, parade or similar. You have to physically be with the car. I thought  that some of these insurers won't cover any damages if you aren't with the car, like if you run into a store to buy something and someone damages your car while you're gone. Anybody know what's up with that?