Man that's a shame. I know most people figure that sell the car first is the answer. Sometimes you can look at the monthly costs and weed thing way down, sell other things like extra computers, cut off cable, get rid of all the extra phones, turn the breaker off on the hot water heater and use once a day, turn the thermostat up or down, have a garage sale and all the other stuff you can think of. Once your car is gone, its gone and shock and sadness come into play. Hope it works out for you