No question full removal is best, but I agree it just isn't always a realistic option. there are so many variables that have to be considered, how bad is the rust, where is the rust, is it where it will effect the paint job if it returns, will the car be subjected to the weather and on and on. some of the quality outfits now sell a rust killer glaze putty and primers too that might help I'm not sure.
I'm on the west coast so rust is a minor issue in my cars, but I have used Wurth in a few small hard to get to spots and so far so good. Lets keep it in perspective I'm 48, it doesn't have to last 100 years or even 50, that will be someone elses problem.