HemiD &8Pack,
you have to remember now that Cuda wheelbase is different from Challenger!!! We just went through it, Chally has about 2" reserve until the frame starts to rub and I'm already running 12.5" MT's
My friend has exac similar tire 12.5MT with 10" rim in his Cuda and Yes, he's having like I-I this much playroom until the tire hits the frame.. I mean the play room is so close that my finger won't go between the tire and frame.
That's why that PHR Chally looks pretty fine w/ that setup, So measure all the distances from fender to frame, spring to rim bolts etc.
I'm quite sure you're OK with 10" w/5,5" backspacing, BUT 12.5" is absolutely max i.e. your 295 should be fine. To get that 0,5" inner you're skipping the problem of tire rubbing the quarter reat the tire in 2 o'clock position with that 28.31" diameter.
H