Classic Car Insurance?

[usraptr]

American Collectors blew away both Hagertys and Grundy on insurance premium and I set the value. 

[71340RT]

I had American collectors but switched to Heacock a few years ago as they were cheaper. I have agreed value of $38,000 on the 71 Challenger RT and $38,000 on my 70 Cuda for $204.00 for each and the 73 Challenger has $25,000 agreed value for $135.00. There is a policy level coverage charge of $76.00 so the total for all 3 is $619.00

[DAYLEY/CHALLENGER]

I have Haggertys .  About $180 for agreed $25000.  Not for everyday, garage kept, etc which you would expect to do anyway.  Only claim I have had is one towing experience when my starter fell off!  I was within the 10 miles so no charge.

[74 challenge]

Statefarm, who underwrites Haggerty policies here in ontario.

180/ year, 22k appraised value, 5000 km's max, has to be in a garage, I must own another car for day to day use.

[cwestra]

I started with Hagerty when I finished restoring the car around 4 years ago.  Rate was comparable to others checked.  After the first year my premium jumped around 10% for no apparent reason (no claims or anything).  After second year my premium jumped again by another 10%, again no claims reported.  At that point I sourced it to Grundy for significant savings and have been with them for the past couple of years.  Never reported any claims so not sure of any differences there.

[Gus cuda]

I just contacted my agent with Erie and they sent a guy out to value my car, got them to go with an "stated value of $40k and the premium is $325 a yr. Same coverage as the rest of my cars, and there is no mileage restrictions. I have everything with Erie and have been with them for 20 yrs, every time I needed them they have always done their part.

[anlauto]

... who underwrites Haggerty policies here in ontario.

Contact.... Lackner, Mclennan Insurance Inc In Waterloo ON 519 579 3330 . They sell Hagerty and the partner is a "car guy"...I restored a 70 T/A for him.

Everything was done either through email or fax....I never had to go to their office.

[blown motor]

Who do I ask for Alan?

[anlauto]

Who do I ask for Alan?

Louisa Grigg EXT: 306

Tell her Alan Gallant sent you...

[Racer57]

I have Westfield Auto Insurance. Primarily because its the policy I have for my farm policy. I told them what I wanted the value to be(no negotiation) and pay $600 full coverage with $500 deductible.

[tommyg29]

I remember going with Grundys because for some reason Hagertys didnt seem interested in insuring me. 

[1 Wild R/T]

I've had Hagerty for over 15 years, $370ish with a 65K agreed value... When I was shopping insurance I checked with American Collector & was told I don't fit their "Collector Profile"?  I guess with my personal daily driver being a 25 year old Hooptie P/U they expect I'll be using my Challenger as a back-up vehicle... The fact I have a company car doesn't fit into their "Collector Profile"...

[6771plymouth]

infinity classic car insurance classiccollectors.com  $155.00 a year for $27,500 coverage on my 67 Plymouth 71 cuda at $45,000 a year @$216.00 a year must be garage kept and 10,000 miles a year. no claims yet or ever I hope

[spamtank]

I have American Collectors insurance.  Haven't had a claim.  Just have to keep it garaged at my residence, although apparently there is some leeway for shows.

$153/year for agreed value of $30.5K, 2500 mile tier. 

Haven't read through the policy in a few years.  I really should get it out and refresh my memory.

Had one glitch in 2012 when I was sure that I was on auto payment.  But because I had made a change to the plan, they required a check. 

Got a cancellation notice and got it straightened out before the Cruising season started.

[4Cruizn]

So I am working on this again today and personally talked to Grundy, Haggerty and Heacock.  Although Haggerty is the most expensive, they have less restrictions for driving and I think that is the way I am going.  I did also find out that if I have historic plates on the car, it would save me some cash but then I take the chance of getting pulled over for driving with those plates and not going to a show or car related event.  Thanks for all the feedback!